Chapter 13 Bankruptcy Attorney Serving Rochester & Austin, MN
Hard Times Can Happen
Wondering what the difference between chapter 7 or chapter 13 are. Or perhaps you have been told by another lawyer that you don't qualify for a chapter 7 bankruptcy.
Chapter 13 allows a debtor to keep property and pay debts over time, usually three to five years. We use a budget based repayment plans within your budget to do this.
Questions to ask yourself are:
- Do you owe state or federal taxes?
- Are you behind on your mortgage or vehicle payments?
- Have you received a sheriff sale notice on your home?
- Do you have a prior bankruptcy within the past 8 years?

But how do you know which law firm to hire? At Bodensteiner Law Office we are different than the bigger law firms. Many of Bill's clients have used his services since the start of his practice in 1983. We care about your struggles and will offer kindness and compassion. We are a small law firm so when you call you will speak to Bill directly or Gina, his legal assistant.
Because we care about you, Bill doesn't want you to miss work to file bankruptcy and is willing to file your bankruptcy on weekends by prior appointment. Need help gathering tax transcripts, taking credit counseling or getting credit reports. Make an appointment with Gina, Bill’s legal assistant, at the Austin office and she will be happy to assist you with these pre-filing documents. Can’t make it during normal business hours. Gina is available Monday through Thursday for after hour appointments with advanced notice.
Call today for a free consultation and Bill will be happy to answer your questions.
Austin, MN:
(507)437-7686 or
Rochester, MN:
(507)536-4929